Rates & Fees
Simple. Transparent No hidden Charges.
Fair, Simple, and Transparent Pricing
At SwiftTransfer, we believe sending money should be easy, affordable, and predictable. That’s why we don’t charge fixed fees — instead, we use a small, transparent exchange rate margin to keep our service sustainable and accessible for everyone.
When you send money with SwiftTransfer, we show you the live exchange rate at the
moment you’re sending. A small margin is built into that rate to cover costs and maintain
speed, security, and service reliability.
Why We Don’t Show a Fixed Rate
Exchange rates fluctuate constantly throughout the day. Instead of locking in a fixed rate on
our website, we show you the exact rate you’ll get during your transfer. This ensures full transparency and fairness.
Why This Approach Works Best
No visible or hidden fees
Works well even for small amounts
You see exactly what your recipient will receive before sending
Keeps the experience simple and trustworthy.
What You See is What You Send
The app always shows the final amount your recipient will receive — including our fee built into the exchange rate. That means no guessing, no calculator, and no frustration.
Example Transfer
Let’s say you want to send £100 to The Gambia:
Real market rate: 1 GBP = GMD 92.00
Swift Transfer rate: 1 GBP = GMD 90.00
Amount your recipient receives: GMD 9,000
*This includes our margin — no extra fees or surprises.*
Minimums, Maximums, and Limits
Minimum transfer: £5.00
Maximum per transaction: £999.00
KYC required if you send more than £250 at once or more than £750 per day
Need Help?
Check our FAQ page or contact our support team for help understanding rates, limits, or how our pricing works