How It Works
Send Money Home in Minutes—No Confusion, No Hassle
We’ve made sending money as simple as sending a text. Whether you’re supporting family or helping friends, SwiftTransfer keeps the process fast, easy, and secure—even if you're not great with phones or on slow data.
Sign Up in Minutes
Download the SwiftTransfer app or register online. All you need is your name, phone number, and a few quick details. For larger amounts, we’ll ask for ID—just once. Your privacy is protected at every step.
Add a Recipient
Enter your recipient’s name and phone number. They don’t need a bank account to receive the money—just their ID and a phone number.
Top Up & Pay
Top up using your bank card, Apple Pay, or other secure methods. You’ll see the full cost up front—no hidden fees.
Choose Payout Method
- Cash Pickup through our trusted agents
- Mobile Wallet
- Bank Account
Receiver choses the easiest method
Money Delivered
Your recipient gets their funds quickly, often within seconds . We send you updates every step of the way, and you can always track your transfers in the app.
Why It’s Different ?
Works on slow internet
Simple enough for anyone to use
Built for the unbanked
No confusing menus or endless forms
Real help if you need it
Real People. Real Support
We know the frustration of dealing with apps that don’t respond. That’s why our support team is made up of real people—ready to help, not hide.
Frequently Asked Questions
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Yes. SwiftTransfer uses secure, FCA-aligned systems. Your funds are protected and traceable at every step.
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No. Your receiver can pick up cash through an agent or receive it via mobile wallet—no bank required.
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We have live support to help fix errors quickly. Just reach out on WhatsApp or in-app chat.