How It Works

Send Money Home in Minutes—No Confusion, No Hassle

We’ve made sending money as simple as sending a text. Whether you’re supporting family or helping friends, SwiftTransfer keeps the process fast, easy, and secure—even if you're not great with phones or on slow data.

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Sign Up in Minutes

Download the SwiftTransfer app or register online. All you need is your name, phone number, and a few quick details. For larger amounts, we’ll ask for ID—just once. Your privacy is protected at every step.

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Add a Recipient

Enter your recipient’s name and phone number. They don’t need a bank account to receive the money—just their ID and a phone number.

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Top Up & Pay

Top up using your bank card, Apple Pay, or other secure methods. You’ll see the full cost up front—no hidden fees.

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Choose Pay-out Method

Cash Pickup through our trusted agents

  • Mobile Wallet

  • Bank Account
    Receiver choses the easiest method

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Money Delivered

Your recipient gets their funds quickly, often within seconds . We send you updates every step of the way, and you can always track your transfers in the app.

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Why It’s Different ?

Works on slow internet

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Simple enough for anyone to use

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Built for the unbanked

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No confusing menus or endless forms

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Real help if you need it

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Real People. Real Support

We know the frustration of dealing with apps that don’t respond. That’s why our support team is made up of real people—ready to help, not hide.

Frequently Asked Questions

  • Yes. SwiftTransfer uses secure, FCA-aligned systems. Your funds are protected and traceable at every step.

  • No. Your receiver can pick up cash through an agent or receive it via mobile wallet—no bank required.

  • We have live support to help fix errors quickly. Just reach out on WhatsApp or in-app chat.

Coming Soon !

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Transfers to Ghana, Nigeria, Ethiopia

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Local pickup map

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Loyalty rewards for regular users